The Shamrao Vithal Co-Operative Bank IFSC Code MICR No Details for 108 Branches in Greater Mumbai, Maharashtra

 
 
 
 
List of The Shamrao Vithal Co-Operative Bank 108 Branches in Greater Mumbai of Maharashtra State
SNo BRANCH NAME BRANCH ADDRESS
1AIROLIGROUND FLOOR, SUTAR TOWER, PLOT NO.D4, SECTOR 20, AIROLI, NAVI MUMBAI-400 708
2AKOLAGROUND FLOOR, NAKSHATRA COMPLEX, NAZUL PLOT NO 5, JATHAR PETH, AKOLA-444005
3BANDRAC, CHITRAPUR CO-OPERATIVE SOCIET 27TH ROAD, TPS III BANDRA (WEST) MUMBAI
4BANDRA EAST65/2836 M H B COLONY. GANDHI NAGAR, BANDRA ( EAST) MUMBAI
5BANGUR NAGAR-GOREGAON WSHOPS NO 31-34, 34A & 34 B, HEERAMANI RATAN CHS, BANGUR NAGAR, GOREGAON(W), MUMBAI-400090
6BHANDUP EASTAJINKYA APARTMENTS, DATAR COLONY ROAD, BHANDUP EAST, MUMBAI - 400 042
7BHARATI SAHAKARI BANK-NAVI MUMBAIBHARATI VIDYAPEETH EDUCATIONAL COMPLEX, SECTOR NO.8, C.B.D., BELAPUR, NAVI MUMBAI-400 614.
8BHARATI SAHAKARI BANK-WORLISUKHADA CO-OP HOUSING SOCIETY, SHOP NO.6, SIR POCHKHANWALA RD, OPP. RTO OFFICE, WORLI, MUMBAI- 400030
9BHAYANDERSHOP NO. 2-7 & 9-12, GOVIND BUILDING, SALASAR BRIJI BHOOMI, 150 FEET ROAD, BHAYANDAR (WEST) 401-101
10BORIVALI BRANCHBAL VATSALAYA BLDG, KASTURBA CROSS RD NO-1, BORIVALI, MUMBAI-400 066
11CG ROAD-CHEMBURGROUND FLOOR, SHOP NO 1, 2&2A, VIKAS COMMERCIAL CENTRE, DR.C G ROAD, CHEMBUR, MUMBAI-400074
12CHARKOP BRANCHKESAR RESIDENCY, SECTOR-3, NEXT TO BHAGWATI RESTAURANT, CHARKOP, KANDIVADI(W), MUMBAI-400067
13CHEMBUR913, NATASHA PLAZA, OPP. MALHAR HOTEL, STATION AVENUE ROAD, D.K.SANDU MARG, CHEMBUR(E).MUMBAI
14CORPORATE & ADMINISTRATIVE OFFICESVC TOWER, NEHRU ROAD, SANTACRUZ, MUMBAI-400 055.
15CUFFE PARDEMAKER TOWERS-E CUFFE PARADE MUMBAI
16CURREY ROADSHOP NO.3, GROUND FLOOR, GOVARDHAN BUILDING, 275-A, N.M.JOSHI MARG, CURREY ROAD, MUMBAI- 400013
17DADAR BRANCHGROUND FLOOR, LAXMI NARAYAN NIVAS (KANE BUILDING), RANADE ROAD, DADAR, MUMBAI-400 028
18DADAR EASTGROUND FLOOR-ALAP CHS LTD-SIR BHALCHANDRA ROAD-DADAR (EAST)-MUMBAI-400 014
19DAHISAR (E)GROUND FLOOR, SHIVAI SANKUL, VIDAYBHUSAN SHIKSHAN SANSTHA, SHIV VALLABH CROSS ROAD, ASHOK VAN, DAHISAR(E) MUMBAI-400068
20DAHISAR EAST(ANANDNAGAR)SHOP NOS. 8C, 13-15, SHIVAM CHS LTD, CHHATRAPATI SHIVAJI RD. NO.5, DAHISAR (E), MUMBAI-400 068
21DOMBIVALI EAST4A-C, GAJANAN KRUPA, SANT NAMDEO PATH, OFF. MANPADA ROAD, DOMBIVALI (EAST)-421201.
22EKSAR ROAD BRANCHBIMA NAGAR EDUCATION SOCIETY NEW CTS 1377, NEAR SHANTI ASHRAM, JEEVAN BIMA NAGAR, BORIVLI(W), M
23FILM CITY ROAD-GOREGAON (E)SATELLITE GARDEN, PHASE-2, WING-D2, FILM CITY ROAD, GOREGAON EAST, MUMBAI-400063
24FOUR BUNGALOWS-MUMBAI ANDHERIGROUND FLOOR, SHOP NOS 3, 4 & 5, SHREE SAGVAN CHS LTD, RTO LANE, FOUR BUNGALOWS, ANDHERI(W) MUMBAI-400053
25GAMDEVIB/2, SARASWAT CO-OP, HSG. SOC, DR. KASHIBAI NAVRANGE MARG, OPP. GAMDEVI POLICE STATION, NEAR TELEPHONE EXCHANGE, MUMBAI
26GANDHI BAGH-NAGPUR(E)SURAJ SADAN, PLOT NO. 10, C. A. ROAD, OPP. SOUTH GATE, GANDHI BAGH, NAGPUR (E)-440 008
27GHATKOPARJAYANT ARCADE JUNCTION OF M G RD&RAJAWADI NAKA GHATKOPAR(EAST) MUMBAI
28GHATKOPAR WESTDELITE PALACE CHS LTD. PLOT NO. 71/7, M. G. ROAD, GHATKOPAR(W), MUMBAI-400086
29GIRGAONSUNRISE VENETIA, J. S. S. ROAD, BELOW AMBEWADI POST OFFICE, GIRGAON, MUMBAI-400 004
30GOREGAON12, UDYOG NAGAR, TIMESTAR BUILDI NEAR KAMAT CLUB, S V ROAD GOREGAON (WEST) MUMBAI
31HANUMAN ROAD-VILE PARLE EASTASHOK GURUPRASAD CHS LTD, BLDG. NO. 04, SHOP- 1, HANUMAN ROAD, VILE PARLE EAST, MUMBAI- 400057
32HINDUSTAN COOP BK-BHOIWADA PARELSHOP NO.1, B- WING, GROUND FLOOR, SUDARSHAN CO-OP. HOUSING SOCIETY LTD., ACHARYA DONDE MARG, PAREL VILLAGE, BHOIWADA, PAREL (E), MUMBAI- 400012
33HINDUSTAN COOP BK-CHEMBUR EASTSHOP NO 3, 4 & 5, MUKTI NAGAR, KHARDEO NAGAR, N. G. ACHARYA ROAD, CHEMBUR EAST, MUMBAI- 400071
34HINDUSTAN COOP BK-DHARAVILOKSEVA CO-OP. HOUSING SOCIETY, FIRST FLOOR, GARIB NAGAR, 90 FEET ROAD, DHARAVI, MUMBAI-400 017.
35HINDUSTAN COOP BK-DOMBIVALI (W)MAHALAXMI VIHAR, MAHATMA PHULE ROAD, DOMBIVALI (W), DIST. THANE.
36HINDUSTAN COOP BK-KALAMBOLIHINDUSTHAN BANK BHAVAN, SECTOR NO.8, PLOT NO.11, OPP. M.G.M. HOSPITAL, KALAMBOLI, NAVI MUMBAI 410 218.
37HINDUSTAN COOP BK-KAMOTHESHRI YOGESHWAR COMPLEX, VIMUM TOWER, BUILDING NO.1, FIRST FLOOR, SECTOR 12, PLOT NO.1, KAMOTHE, NAVI MUMBAI
38HINDUSTAN COOP BK-KANDIVALI EASTSHOP NO 282, BARKYA RAMA HABALE COMPOUND, DAMUNAGAR, AKURLI ROAD, KANDIVALI EAST, MUMBAI- 400101
39HINDUSTAN COOP BK-KHAR EASTSHOP NO.2, HUSAIN JAMAL PATEL CHAWL, 7TH ROAD, GOLIBAR, NEAR KHAR SUBWAY, KHAR EAST, SANTACRUZ, MUMBAI- 400055
40HINDUSTAN COOP BK-KOLSEWADI-KLY(E)DEVI DAYAL TOWER, OPP. KOLSEWADI POLICE STATION, KOLSEWADI, KALYAN (E), DIST. THANE.
41HINDUSTAN COOP BK-LOKHAND BAZAR205, SANT TUKARAM ROAD, LOKHAND BAZAR, MASJID (EAST), MUMBAI-400 009.
42HINDUSTAN COOP BK-MALAD EASTSHOP NO 3, RIDDHI-SIDDHI APARTMENT, DAFTARY ROAD, OPP SAIBABA TEMPLE, KURAR VILLAGE, MALAD EAST, MUMBAI- 400097
43HINDUSTAN COOP BK-MHADA CLY-MULUNDMULUND MUKTI TOWER, MHADA COLONY, MULUND (E), MUMBAI 400 081.
44HINDUSTAN COOP BK-SEAWOOD DARAVESHRI RAMKRISHNA NIWAS, PLOT NO.46/47, SECTOR 42, SHOP NO.13/14, SEAWOOD DARAVE, NERUL, NAVI MUMBAI
45HINDUSTAN COOP BK-TROMBAYAMAR NAGAR CO-OP. HOUSING SOCIETY, DHOBIGHAT, CHEETA CAMP, TROMBAY, MUMBAI-400 088.
46HINDUSTAN COOP BK-VIKROLI EAST236/2343 GROUND FLOOR-TAGORE NAGAR-OPP B.M.C SCHOOL-VIKROLI EAST-MUMBAI 400083
47HINDUSTAN COOP BK-WADALA EASTFNG 55/116, GROUND FLOOR, SHIVSHANKAR NAGAR, WADALA (E), MUMBAI-400037
48HINDUSTAN COOPBK-KHADAKPADA-KLY(W)PUSHPAKDHAM, NEAR SWAMI SAMARTH MANDIR, KHADAKPADA, BARAVE ROAD, KALYAN (W) 421 301.
49HINDUSTAN COOPBK-LOKMANYANGR-THANEAMIT CO-OP. HOUSING SOCIETY LTD, LOKMANYA NAGAR, NEAR YASHODHAN BUS STOP, THANE 410 606.
50HINDUSTAN COOPBK-NEHRU NGR-KURLA-EBABA VIHAR, ANGULIMAL CO-OP. HSG. SOCIETY, IST FLOOR, B/101, S.G. BARVE MARG, NEHRU NAGAR, KURLA (E), MUMBAI 400 024.
51HINDUSTAN COOPBK-PMGP CLY-MANKHURDSHOP NO.392, MOHITE PATIL NAGAR, J.B. BHOSALE ROAD, MANKHURD PANVEL LINK ROAD, MANKHURD, MUMBAI 400 043.
52HINDUSTAN COOPBK-PRATAPNGR-BHANDUPJIJAMATA VIDYALAYA BUILDING, PRATAP NAGAR ROAD NAKA, BHANDUP (W), MUMBAI 400 078.
53HINDUSTAN COOPBK-SHIVAJI NAGARPITCH NO.3068 TO 3069 A, GAJANAN COLONY, SHIVAJI NAGAR, GOVANDI, MUMBAI-400 043.
54JAWAHAR NAGAR-GOREGAONCITY SURVEY NO 598, PLOT NO 193, GROUND FLOOR, SURAG RESIDENCY, JAWAHAR NAGAR, ROAD NO 3, GOREGAON WEST, MUMBAI- 400062
55KALYANSAI VIHAR CHHATRAPATI SHIVAJI PATH SHIVAJI CHOWK KALYAN (WEST)
56KAMOTHESHOP NO 15, 16 & 17, GROUND FLOOR, BLUE HEAVEN, PLOT NO 8 A, SECTOR NO 35, KAMOTHE, NAVI MUMBAI-410206
57KANDIVALI (E)NIRMALA MEMORIAL FOUNDATION COLLEGE OF COMMERCE AND SCIENCE, ASHANAGAR, THAKUR COMPLEX, KANDIVILI(EAST), MUMBAI
58KANDIVALI (W)NO. 6, GROUND FLOOR, MANEK NAGAR, M.G.ROAD, KANDIVLI (W), MUMBAI-400067
59KHADAKPADASHOP NO.3/B, NIRAJ PARK, WAYLE NAGAR, KHADAKPADA, KALYAN (W)-421301
60KHAR BRANCHVANVARIA APPT, 2ND ROAD CORNER, S V RD, KHAR(W), MUMBAI-400 052
61KHARGHAR BRANCHSHOP NOS. 5, 6, 7 & 8, GROUND FLOOR, SHUBHARAMBH COMPLEX, SECTOR 20, KHARGHAR, NAVI MUMBAI.
62KHOPAT-THANESHOP NO 3, 4, 5 &101, BEAUTY ARCADE, KOLBAD CROSS ROAD, KHOPAT, THANE WEST-400 602
63KOPARKHAIRANE BRANCHPLOT NO 19 & 19 A, SHOP NOS 5A TO 9A, SECTOR 11,
64KURLA EASTGALA NO.06, BLDG NO.42, NEHRU NAGAR KRANTI CHS LTD. NEHRU NAGAR, KURLA (EAST), MUMBAI-400 024
65KURLAWESTGROUND FLOOR, KOHINOOR CITY GANDHI BAL MANDIR, KURLA WEST MUMBAI 400070
66LALBAUGSHOP NO-09, 10, 11, GROUND FLOOR, HILLA TOWER CHS LTD, DR. S S ROAD.MUMBAI-12.
67MAHAKALISANSKRITI PARK OPP.CANOSSA HIGH SCHOOL ANDHERI(EAST) MUMBAI
68MALAD47/A, S.M.HOUSE LOURDES COLONY ORLEM, MALAD WEST MUMBAI
69MANDVI82/84, ANAND BUILDING KAZI SYED STREET, MANDVI MUMBAI
70MATUNGA5, KANARA HOUSE, MOGUL LANE, MAHIM, MUMBAI MOGUL LANE MAHIM, MUMBAI
71MULUNDG-1, 6, 7, 8 GANESH KRIPA R.H.B ROAD MULUND (WEST), MUMBAI
72NERULGROUND FLOOR, SHOP NOS.G-09 H, HAWARE CENTURIAN, PLOT NO.88-91, SECTOR 19, NERUL EAST, NAVI MUMBAI-400 706
73OMPRAKASH DEORA PEOPLES COOP BK HINGOLI-MALAD EASTDEORA ESTATE, RANI SATI MARG, MALAD EAST
74OSHIWARAHVPS INTERNATIONAL SCHOOL , NEAR INCOME TAX QUARTERS OSHIWARA MUMBAI 400053
75PANDURANGWADI-GOREGAON-EGROUND FLOOR, MURARRAO RANE HIGH SCHOOL BLDG., ROAD NO.3, PANDURANGWADI, GOREGAON (E), MUMBAI - 400063.
76PODDAR ROADSHOP NO 1 & 2, GROUND FLOOR, GANGA VIHAR B, PODDAR ROAD, SANTACRUZ WEST, MUMBAI- 400054
77S V MARGH/2, ANANDASHRAM, SHAMRAO VITHAL MARG, MUMBAI-4000007
78SADASHIV PETHLAXMAN HEIGHTS, CTS NO.833, SADASHIV PETH, PUNE-411 030
79SAHYADRI SAHAKARI BANK-CHIRA BAZAR5/7, VIJAY WADI, DR. N. N. SHAHA MARG, CHIRA BAZAR, MUMBAI-400 002
80SAHYADRI SAHAKARI BANK-HEAD OFFICE446, J.S.S ROAD, CHIRABAZAR, MUMBAI- 400002
81SAHYADRI SAHAKARI BANK-KANDIVLIWSAHYADRI NAGAR, CHARKHOP, KANDIVLI (W), MUMBAI-400 067
82SAHYADRI SAHAKARI BANK-LALBAUGPHANSE BUILDING, DR. B.A. ROAD, OPP. DIGVIJAY MILL, LALBAUG, MUMBAI-400 012
83SAHYADRI SAHAKARI BANK-VITHALWADI94/96, BHAGWAN KALACHI WADI, BHULESHWAR MAR, MUMBAI-400 002
84SAIBABA NAGARSHOP NO.9, 10, 11&12, GR FLOOR, BLDG. NO. D, BASANTU CHS LTD, SAIBABA NAGAR, BORIVALI(W), MUMBAI-400092
85SAKI NAKAYAMUNA SADAN, SAKIVIHAR ROAD SAKINAKA, ANDHERI(EAST) MUMBAI
86SANDHURST ROADSHOP NO 6 TO 9, PODDAR BUILDING NO 1, DR MAHESHWARI ROAD, DONGRI, SANDHURST ROAD, MUMBAI 400009
87SANTACRUZ (W)8/1, SARASWAT COLONY TALMAKI ROAD SANTACRUZ WEST, MUMBAI
88SHREERAM SAHAKARI BK LTD-FERBUNDERSHOP NO 8/9, NEW BAWAN CHWAL NO. 42, R.B.MARG, FERBUNDER, MUMBAI - 400033
89SHYAM NAGAR-MAJASWADISHOP NO 1 & 2, BLUE MEADOWS, A WING, SHYAM NAGAR, JVLR, JOGESHWARI EAST, MUMBAI- 400060
90SION BRANCHUNIT NO.G-02, GROUND FLOOR, VALUE ENCLAVE, AMBEDKAR ROAD, SION, MUMBAI-400022
91SLEATER ROADA/2, 3, 4 & 5 GANESH PRASAD NAUSHIR BHARUCHA MARG, MUMBAI
92SREE NARAYAN GURU COOP BK-BHANDUP28/29, ANIRAJ TOWER, JANATA MARKET, L.B.S. MARG, BHANDUP (W), MUMBAI- 400078
93SREE NARAYAN GURU COOP BK-CHEMBURSREE NARAYAN NAGAR, P.L. LOKHANDE MARG, CHEMBUR (W), MUMBAI- 400089
94SREE NARAYAN GURU COOP BK-MULUND5, HANSA
95SREE NARAYAN GURU COOP BK-NERUL6 & 7, BALSHET APARTMENT, PLOT NO. B / 104, SECTOR 23/B, DARAVE, NERUL - 400706
96THAKUR VILLAGESHOP NO 12-14, FLAT NO C-2, GOKUL RESIDENCY, THAKUR VILLAGE, KANDIVALI EAST, MUMBAI- 400101
97THANE11/12, SITA VIHAR, DAMANI ESTATE L.B.S MARG, NAUPADA THANE(WEST)
98THE SHALINI SAHAKARI BANK-NM JOSHI MARG395, N.M.JOSHI MARG, OPP. APOLLO MILL, MUMBAI- 400011
99TILAKNAGARSHOP NO. 10, GROUND FLOOR, BHAKTI HEIGHTS, , BUILDING NO. 122, S. NO. 14(P), CTS NO. 24 (P), TILAKNAGAR, CHEMBUR, MUMBAI -400 089
100VAKOLA BRANCHSVC TOWER, NEHRU ROAD, SANTACRUZ, MUMBAI-400 055.
101VASHIJAYMANGAL OIL COMPLEX, APMC II SECTOR 19-A, OPP. DANA BUNDER VASHI TURBHE NAVI MUMBAI
102VAZIRA NAKASHOP NO.2&3, CREST AVENUE CHS, AT L.T.ROAD, VAZIRA NAKA, BORIVALI(WEST), MUMBAI- 400092
103VELEPARLE WEST BRANCHSHOP NO.01, SAROJ BUILDING, 10, VALLABHBHAI PATEL ROAD, VILE PARLE (W), MUMBAI-400056
104VERSOVA7 SARKAR CORNER J P ROAD ANDHERI(WEST) MUMBAI
105VIKHROLI (WEST) BRANCHSHOP NOS. 1, 2 & 3, GROUND FLOOR, KAILASH COMMERCIAL COMPLEX, NEAR EVEREST FACTORY, L. B. S. MARG, VIKHROLI (W), MUMBA-400 083.
106VILE PARLEGEETANJALI, NEHRU ROAD, VILE PARLE (EAST) DIST. MUMBAI
107WADALA (WEST)VIJAY NIWAS, PLOT NO :193 STATION ROAD, WADALA (WEST) MUMBAI-400031
108WORLISHOP NO 8-10, GROUND FLOOR, RAMODIYA MANSION NO 1, 257, OFF DR ANNIE BESANT ROAD, WORLI, MUMBAI- 400025
What is IFSC Code of The Shamrao Vithal Co-Operative Bank in Greater Mumbai, Maharashtra ?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) Electronic Funds Settlement Systems in India. IFSC Code of Shamrao Vithal Bank is provided by RBI. Shamrao Vithal Bank IFSC Code identifies branch which participate in online fund transfers. IFSC code The Shamrao Vithal Co-Operative Bank Branch is a unique code for branch. Shamrao Vithal Bank IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• First 4 characters represent the entity (AAAAxxxxxxx)
• Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• Last 6 character denotes the branch identity (xxxxx654321)

What is SWIFT CODE of Shamrao Vithal Bank in Greater Mumbai, Maharashtra ?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same. The SWIFT code is 8 or 11 characters
Example: AAAAUK5CXXX
• AAAA 4 letters: Institution Code or bank code.
• UK 2 letters: ISO 3166-1 alpha-2 country code
• 5C 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• XXX 3 letters or digits: branch code, optional ('XXX' for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.


How to use Shamrao Vithal Bank SWIFT, BIC Code in Greater Mumbai, Maharashtra
Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same. The Shamrao Vithal Co-Operative Bank SWIFT Code Bank used to Transfer fund to International banks branches. SWIFT, BIC Code Bank is provided the broadest coverage of national bank identifiers. BIC/SWIFT Code is identifying Bank Country branches. BIC Code of Shamrao Vithal Bank is unique for each branch. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.
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IFSC: Indian Financial System Code
BSR: Basic Statistical Return
BIC: Bank Identifier Code
MICR: Magnetic ink character recognition
NEFT: National Electronic Funds Transfer
RTGS: Real Time Gross Settlement
CIN: Challan Identification Number
SWIFT: Society for Worldwide Interbank Financial Telecommunication
How to use The Shamrao Vithal Co-Operative Bank IFSC Code in NEFT & RGTS Transfer at Greater Mumbai, Maharashtra
Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer (NEFT) are a nation-wide online fund transfer system supported by RBI. RGTS & NEFT facilitates individuals (Saving Account), firms and corporate (Current Account) to transfer small and medium amount from any The Shamrao Vithal Co-Operative Bank branch to any individual Saving A/c, firm or corporate Current A/c having an account with any other Bank branch in the India. This information can also be used to do online Net banking, Electricity, Mobil, credit card Bill payments, health insurance premium payments, Flight, Bus and Train ticket booking, online shopping, loan emi payments, online Share equity Trading Fund Transfer, buying mutual funds, bonds, egold, Gold EFTs etc.

What is MICR No of The Shamrao Vithal Co-Operative Bank in Greater Mumbai, Maharashtra and how is it used by a bank?
Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. The Shamrao Vithal Co-Operative Bank MICR No used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code Shamrao Vithal Bank give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. MICR codes are for secure transaction.