Indian Overseas Bank (IOB) IFSC Code MICR No Details for 30 Branches in Ludhiana, Punjab

 
 
 
 
List of Indian Overseas Bank (IOB) 30 Branches in Ludhiana of Punjab State
SNo BRANCH NAME BRANCH ADDRESS
117 FAD-BADDOWAL CANTONMENTBADDOWAL BADDOWAL PIN : 142021
2ARYA COLLEGE-LUDHIANAARYA COLLEGE FOR BOYS, RAJPURA ROAD, LUDHIANA, 141001
3BADDOWALMAIN ROAD, BADDOWAL, 142021
4BARANHARA191, GOLDEN AVENUE, BARANHARA HUMBRAN ROAD, LUDHIANA-141008
5BROWN ROAD-LUDHIANAC M C ROSS HOSTEL BLDG, BROWN ROAD, OPP TO OLD CIVIL HOSP, LUDHIANA, 141008
6CHAKOHICHAKOHI VILLAGE, TEHSIL KHANNA, CHAKOHI PIN : 141401
7CIVIL LINES-LUDHIANAFOUNTAIN CHOWK, CIVIL LINES, LUDHIANA, 141001
8CMC-LUDHIANACHRISTIAN MEDICAL COLL, BROWN MEMORIAL HOSPITAL, LUDHIANA, 141008
9GUJJARWALNEAR GURUDWARA JAI SIN, MAIN BAZAAR, GUJJARWAL PIN 141202
10GURU NANAK GIRLS COLLEGE-MULLANPURMULLANPUR DAKHA MANDI, KAILPUR ROAD LUDHIANA PIN : 141001
11HALWARAHALWARA PIN : 141106
12INDUSTRIAL AREA-LUDHIANAG T BYPASS ROAD, NEAR TRANSPORT NAGAR INDLAREA, LUDHIANA, 141003
13JAGRAONLAJPATRAI ROAD, JAGRAON, 142026
14KATANIKALANCHANDIGARH ROAD, VIL PO, KATANIKALAN PIN 141113
15KHANNADULLO BUILDING, G T ROAD, KHANNA, PIN 141401
16LUDHIANAI FLOOR, SAINKIK REST HOUSE, KACHERI ROAD, LUDHIANA, 141001
17LUDHIANA-BHADAUR HOUSE1391, BHADAUR HOUSE, DR ZAIL SINGH MARKET, LUDHIANA PIN 141008
18MILLERGANJB-XV-141, OPP FIRE BRIGADE, G T ROAD, MILLERGANJ, LUDHIANA, 141003
19MODEL TOWN-LUDHIANASCO NO. 6 BEHIND KRISHNA MANDIR MODEL TOWN EXTENSION MARKET II LUDHIANA, PINCODE-141002
20MULLANPUR DAKHA MANDISHOP NO. 6, MULLANPUR DAKHA MANDI, PIN : 141101
21PAKHOWAL ROAD-LUDHIANA745, SARGODHA COLONY, PAKHOWAL ROAD, LUDHIANA, 141002
22R-O-LUDHIANAPOST BOX NO: 410 DOOR NO: 550/1, FOUNTAIN CHOWK COLLEGE RD CIVIL LINES LUDHIANA PIN CODE-141001
23RAHON ROADB/32/201, RAHON ROAD, LUDHIANA, 143601
24RAIKOTNEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN : 141109, DIST : LUDHIANA
25RISHI NAGARSCO-51, RISHI NAGAR SHOPPING COMPLEX, RISHI NAGAR, LUDHIANA, PIN : 141001
26SAHARAN MAJRAVPO SAHARAN MAJRA, TEHSIL PAYAL, LUDHIANA 141117
27SBS NAGAR LUDHIANA LUDHIANASBS NAGAR, PAKHOWAL ROAD, LUDHIANA 141013
28SIAHARNEAR BUS STAND, SIAHAR, TEHSIL, PAYAL SIAHAR PIN : 141117
29SUNDER NAGARB-XXIV, 2592/1, ATAM TOWER, 70 FEET ROAD, SUNDER NAGAR, LUDHIANA, 141007
30THREEKEOPP. GODAWARI MOTORS, THREEKE-FEROZEPUR ROAD, AYALI CHOWK, THREEKE, 142021
What is IFSC Code of Indian Overseas Bank (IOB) in Ludhiana, Punjab ?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) Electronic Funds Settlement Systems in India. IFSC Code of IOB Bank is provided by RBI. IOB Bank IFSC Code identifies branch which participate in online fund transfers. IFSC code Indian Overseas Bank (IOB) Branch is a unique code for branch. IOB Bank IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• First 4 characters represent the entity (AAAAxxxxxxx)
• Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• Last 6 character denotes the branch identity (xxxxx654321)

What is SWIFT CODE of IOB Bank in Ludhiana, Punjab ?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same. The SWIFT code is 8 or 11 characters
Example: AAAAUK5CXXX
• AAAA 4 letters: Institution Code or bank code.
• UK 2 letters: ISO 3166-1 alpha-2 country code
• 5C 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• XXX 3 letters or digits: branch code, optional ('XXX' for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.


How to use IOB Bank SWIFT, BIC Code in Ludhiana, Punjab
Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same. Indian Overseas Bank (IOB) SWIFT Code Bank used to Transfer fund to International banks branches. SWIFT, BIC Code Bank is provided the broadest coverage of national bank identifiers. BIC/SWIFT Code is identifying Bank Country branches. BIC Code of IOB Bank is unique for each branch. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.
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IFSC: Indian Financial System Code
BSR: Basic Statistical Return
BIC: Bank Identifier Code
MICR: Magnetic ink character recognition
NEFT: National Electronic Funds Transfer
RTGS: Real Time Gross Settlement
CIN: Challan Identification Number
SWIFT: Society for Worldwide Interbank Financial Telecommunication
How to use Indian Overseas Bank (IOB) IFSC Code in NEFT & RGTS Transfer at Ludhiana, Punjab
Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer (NEFT) are a nation-wide online fund transfer system supported by RBI. RGTS & NEFT facilitates individuals (Saving Account), firms and corporate (Current Account) to transfer small and medium amount from any Indian Overseas Bank (IOB) branch to any individual Saving A/c, firm or corporate Current A/c having an account with any other Bank branch in the India. This information can also be used to do online Net banking, Electricity, Mobil, credit card Bill payments, health insurance premium payments, Flight, Bus and Train ticket booking, online shopping, loan emi payments, online Share equity Trading Fund Transfer, buying mutual funds, bonds, egold, Gold EFTs etc.

What is MICR No of Indian Overseas Bank (IOB) in Ludhiana, Punjab and how is it used by a bank?
Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. Indian Overseas Bank (IOB) MICR No used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code IOB Bank give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. MICR codes are for secure transaction.