Indian Overseas Bank (IOB) IFSC Code MICR No Details for 23 Branches in Ernakulam, Kerala

 
 
 
 
List of Indian Overseas Bank (IOB) 23 Branches in Ernakulam of Kerala State
SNo BRANCH NAME BRANCH ADDRESS
1ALUVAKODAWATH SHOPPING COMP AMC XII / 70A-1, SUB JAIL ROAD ALUVA
2ANGAMALII FLOOR, KACHAPPILLY BUILDING, ALUVA ROAD, ANGAMALI, PIN : 683572
3EDAPPILLYXXX/116 PERIYAMKUNNATH BUILDING KOONAMTHAI, EDAPALLY, ERNAKULAM EDAPALLY PIN : 682024
4ERNAKULAM40 / 8007 & 8008 M G ROAD, ERNAKULAM KOCHI PIN : 682035
5KADAVANTHARAMADAPARAMBIL BUILDING K P VALLON ROAD KADAVANTHRA ERNAKULAM 682020
6KAKKANAD275 / D KALLUMKAL BUILDINGS VAZHAKKALA, KAKKANAD KOCHI PIN : 682021
7KALOOR-ERNAKULAM36/2214 RAPHAELS, KALOOR-KADAVANTHARA RD KALOOR JUNCTION, KOCHI ERNAKULAM PIN : 682017
8KOCHIVI 1147, KOTTUKULAM ROAD, KOCHI PIN 682002
9KOTHAMANGALAMKMC XIV / 288 A12 TO 17, CHELAD BLDG. I FLOOR, JYOTHI TOWERS, MUNNAR ROAD, KOTHAMANGALAM, PIN : 686691
10KUMBANADWARD NO. V / 298-A KUMBANAD PIN : 689547
11KUTTOORGNANYA CATHOLIC CENTRE M C ROAD KUTTOOR PIN : 689106
12MARADUD NO III/691D DEVIKRUPA COMPLX MARADU PO ERNAKULAM 682304
13MUVATTUPUZHACHARIPURAM COMPLEX, I FLOOR, COLLEGE ROAD, MUVATTUPUZHA, ERNAKULAM
14PALARIVATTOMCC 32/1579 FIRST FLOOR, OPP. EMC HOSPITAL BYE-PASS, PALARIVATTOM COCHIN PIN : 682025
15PERUMBAVOORII/303-U MADAPARAMBIL ARCADE TEMPLE JUNCTION, M C ROAD PERUMBAVOOR PIN : 683542
16PUTHENCAVUSTMARYS ORTHODOX CATHE BC CENTENARY MEMORIAL BLDGS PUTHENCAVU PIN : 689123
17R-O-ERNAKULAMPOST BOX NO: 2384 DOOR NO: NIL, VETTUKATTIL BUILDINGS, JOS JUNCTION, MGRD, ERNAKULAM, KOCHI PIN CODE-682016
18SPECIALISED ARMIOB BUILDING, NEAR KAVITA THEATER, M.G.ROAD, ERNAKULAM, 682035
19THRIKKAKARAGODE P O, ERNAKULAM PIN 682030
20TRIPPUNITHURA668-E ATHANICKAL BUILDINGS, I FLOOR, EAST FORT JUNCTION, HILL PALACE RD TRIPUNITHURA PIN : 682301
21UDYOGAMANDAL INDL COMPLEX111/3111A FACTORY ROAD, UDYOGAMANDAL, PIN : 683501
22VALANJAVATTOMTRAVANCORE SUGARS & CHEMICALS CAMPUS, VALANJAVATTOM PIN : 689104
23W-ISALNDXXIV/1557 HANDICRAFT BUILDING WILLINGDON INDIRA GANDHI MAIN ROAD, WILLINGDON KOCHI PIN : 682003
What is IFSC Code of Indian Overseas Bank (IOB) in Ernakulam, Kerala ?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) Electronic Funds Settlement Systems in India. IFSC Code of IOB Bank is provided by RBI. IOB Bank IFSC Code identifies branch which participate in online fund transfers. IFSC code Indian Overseas Bank (IOB) Branch is a unique code for branch. IOB Bank IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• First 4 characters represent the entity (AAAAxxxxxxx)
• Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• Last 6 character denotes the branch identity (xxxxx654321)

What is SWIFT CODE of IOB Bank in Ernakulam, Kerala ?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same. The SWIFT code is 8 or 11 characters
Example: AAAAUK5CXXX
• AAAA 4 letters: Institution Code or bank code.
• UK 2 letters: ISO 3166-1 alpha-2 country code
• 5C 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• XXX 3 letters or digits: branch code, optional ('XXX' for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.


How to use IOB Bank SWIFT, BIC Code in Ernakulam, Kerala
Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same. Indian Overseas Bank (IOB) SWIFT Code Bank used to Transfer fund to International banks branches. SWIFT, BIC Code Bank is provided the broadest coverage of national bank identifiers. BIC/SWIFT Code is identifying Bank Country branches. BIC Code of IOB Bank is unique for each branch. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.
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IFSC: Indian Financial System Code
BSR: Basic Statistical Return
BIC: Bank Identifier Code
MICR: Magnetic ink character recognition
NEFT: National Electronic Funds Transfer
RTGS: Real Time Gross Settlement
CIN: Challan Identification Number
SWIFT: Society for Worldwide Interbank Financial Telecommunication
How to use Indian Overseas Bank (IOB) IFSC Code in NEFT & RGTS Transfer at Ernakulam, Kerala
Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer (NEFT) are a nation-wide online fund transfer system supported by RBI. RGTS & NEFT facilitates individuals (Saving Account), firms and corporate (Current Account) to transfer small and medium amount from any Indian Overseas Bank (IOB) branch to any individual Saving A/c, firm or corporate Current A/c having an account with any other Bank branch in the India. This information can also be used to do online Net banking, Electricity, Mobil, credit card Bill payments, health insurance premium payments, Flight, Bus and Train ticket booking, online shopping, loan emi payments, online Share equity Trading Fund Transfer, buying mutual funds, bonds, egold, Gold EFTs etc.

What is MICR No of Indian Overseas Bank (IOB) in Ernakulam, Kerala and how is it used by a bank?
Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. Indian Overseas Bank (IOB) MICR No used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code IOB Bank give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. MICR codes are for secure transaction.