IFSC Code MICR No Details for Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch in Ludhiana, Punjab
 
 
 
 

Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch IFSC Code IOBA0000446 Details

  IFSC Code :  IOBA0000446
  Bank :  INDIAN OVERSEAS BANK (IOB)
  Branch :  CIVIL LINES-LUDHIANA
  MICR No :  141020004
  Address :  FOUNTAIN CHOWK, CIVIL LINES, LUDHIANA, 141001
  Branch Email :  [email protected]
  Branch Contact No :  
  Customer Care Eamil :  ATM [email protected], Internet banking email id : [email protected] , Credit Card : [email protected]
  Customer Care No :  1800 425 4445
  District :  LUDHIANA
  State :  PUNJAB

What is IFSC Code of Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch in Ludhiana, Punjab ?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) Electronic Funds Settlement Systems in India. IFSC Code of IOB Bank is provided by RBI. It is identifies branch which participate in online fund transfers. It is a unique code for branch. IOB Bank IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• First 4 characters represent the entity (AAAAxxxxxxx)
• Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• Last 6 character denotes the branch identity (xxxxx654321)
Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch IFSC Code IOBA0000446 & MICR 141020004 Punjab State Ludhiana District. Civil Lines-Ludhiana Branch Address is FOUNTAIN CHOWK, CIVIL LINES, LUDHIANA, 141001 Contact No IOB Bank Civil Lines-Ludhiana Branch email id [email protected] IOB Bank Customer care email ATM [email protected], Internet banking email id : [email protected] , Credit Card : [email protected], Customer care phone number 1800 425 4445.
How to use IOB Bank Civil Lines-Ludhiana Branch SWIFT, BIC Code in Ludhiana, Punjab
Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same. Indian Overseas Bank (IOB) SWIFT Code Bank used to Transfer fund to International banks branches. SWIFT, BIC Code Bank is provided the broadest coverage of national bank identifiers. BIC/SWIFT Code is identifying Bank Country branches. BIC Code is unique for each branch. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks.
MICR code for Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch is 141020004. This MICR code 141020004 is used to get bank account details of customer for cheque clearance.
What is MICR No of Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch in Ludhiana, Punjab and how is it used by a bank?
Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. Indian Overseas Bank (IOB) Civil Lines-Ludhiana MICR No is 141020004 used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. MICR codes are for secure transaction.
IOB Bank Civil Lines-Ludhiana branch IFSC Code is IOBA0000446. It is also available at bottom of cheque. This code IOBA0000446 is helpful to know CIVIL LINES-LUDHIANA branch details of the IOB Bank when we made online transaction of fund through NEFT,RTGS,mobile banking, bill payments, Credit card payment, online booking etc.
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IFSC: Indian Financial System Code
BSR: Basic Statistical Return
BIC: Bank Identifier Code
MICR: Magnetic ink character recognition
NEFT: National Electronic Funds Transfer
RTGS: Real Time Gross Settlement
CIN: Challan Identification Number
SWIFT: Society for Worldwide Interbank Financial Telecommunication
How to use Indian Overseas Bank (IOB) Civil Lines-Ludhiana Branch IFSC Code IOBA0000446 in NEFT & RGTS Transfer at Ludhiana, Punjab
Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer (NEFT) are a nation-wide online fund transfer system supported by RBI. RGTS & NEFT facilitates individuals (Saving Account), firms and corporate (Current Account) to transfer small and medium amount from any Indian Overseas Bank (IOB) branch to any individual Saving A/c, firm or corporate Current A/c having an account with any other Bank branch in the India. Indian Overseas Bank (IOB) Civil Lines-Ludhiana IFSC Code IOBA0000446 information can also be used to do online Net banking, Electricity, Mobil, credit card Bill payments, health insurance premium payments, Flight, Bus and Train ticket booking, online shopping, loan emi payments, online Share equity Trading Fund Transfer, buying mutual funds, bonds, egold, Gold EFTs etc.